CPCU® (Chartered Property Casualty Underwriter)


CPCU® designees have completed an extensive program encompassing broad technical knowledge and high ethical standards focused on risk management for individuals and businesses.

Educational Requirements:

The CPCU® requires eight courses: four required foundation courses, one elective course, and three courses in either the personal lines or commercial lines concentration. The four required courses are: Foundations of Risk Management and Insurance, Insurance Operations, Business Law for Insurance Professionals, and Finance and Accounting for Insurance Professionals. Electives cover agency operations, workers compensation, loss adjusting, liability claims, reinsurance, commercial underwriting, and other areas. The concentrations include specialized courses in commercial and personal risk management.


Two years of relevant experience is required.


The CPCU® Code includes Canons and Rules regarding ethical standards of conduct. Advisory Opinions can be requested to assist in interpreting the various Code provisions when a question arises. View the full Code at:


Final course exams are closed book and proctored.

Continuing Education:



The Board of Ethical Inquiry may impose any of the following sanctions: private admonition, including a request to cease and desist; reprimand (informal rebuke given limited publication); censure (formal rebuke given wide publication); suspension of the privilege to use the designation; revocation of the designation.



File a Complaint about a Designee:

Any complaint alleging a violation of the CPCU® Code of Professional Conduct should be submitted in writing to:

Ethics Council
The Institutes
720 Providence Rd., Suite 100
Malvern, PA 19355

Issuing Institution:

The CPCU® designation is issued through the American Institute for CPCU and the Insurance Institute of America (The Institutes)

Note: The American College is providing this information as a public service. It is correct to the best of our knowledge, but we neither guarantee its accuracy nor endorse any credentials for which we are not responsible as a credentialing organization.

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